The advantages of having dental insurance

Many people put off going to the dentist for two reasons, the fear of the dentist’s chair and the visit being yet another ‘unnecessary’ bill – but taking care of your gums and teeth should be a priority.

Studies show that people with dental benefits are more likely to go to the dentist, take their children to the dentist, and experience greater overall health.  Dental insurance is important to have because preventive care is often covered which saves you money, and if you do need treatment it will also cost you less.

By scheduling regular appointments for dental checkups and cleanings you can take care of oral health problems, as well as identify signs of possible medical issues. About 90 percent of systemic diseases, including diabetes, cardiovascular disease and osteoporosis, show symptoms in your oral health.

Some dental procedures can be costly and you never know when you may need them.  Looking after your teeth can get expensive, especially as you get older and this is why dental insurance is advantageous to have.

Most health insurance plans cover just about everything BUT your teeth.  Some employers offer coverage, if the company doesn’t, check online for the best rates and call and speak to each of the providers.  Ask to see the benefits and policy wording before you join as a member and make sure that your dental benefits provider will cover trips to your dentist which should be at least twice a year.

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