Three occasions you’ll be happy to have dental insurance
Let’s be honest, dental work can get really pricey, and most of us don’t always have the extra money to get immediate assistance. Sometimes, having insurance cover can seem like an unnecessary expense, until we need the funds for an expensive procedure. This is true when it comes to medical and dental insurance.
Dental insurance affords you the luxury of dealing with painful or bothersome ailments speedily so that you don’t have to wait till pay day for relief. And the best part is that most dental insurance is affordable. Affinity Dental has packages that suit each pocket and lifestyle, with prices starting at only R189 a month.
Having a tooth that needs to be extracted is painful and scary. The pain can creep up on you out of nowhere, and sometimes no amount of home remedy and pain killers will take the edge off. Having the option of going straight to a dentist can be life-saving. Extractions without dental insurance can cost anything from R250 and upwards, and this doesn’t even include medication and consultation fees.
A chipped or broken tooth needs a filling as soon as possible, in order to prevent erosion or decay. To treat a cavity, your dentist will remove the decayed portion of the tooth and then “fill” the area of the tooth where the decayed material was removed, explains WebMD.
Fillings are even more expensive than extractions and start at R450.
Though not necessarily a dental emergency, braces are very necessary for both adults and children, and they happen to be one of the more expensive dental interventions. Not all insurers cover braces, and others will cover a portion of the price, but not all of it.
If you do have insurance that covers braces and other types of orthodontic work, this will help with the cost tremendously as braces, Invisalign and the like can cost anything from R12 000 and up.